Buy Now, Pay Later

buy now and pay later

We've teamed up with zipPay to let you buy now and pay later for the things you want today.

zipPay is a safe, simple & convenient payment option, powered by zipMoney, allowing you to shop online today and pay later for your purchases. 


Shop without a credit card
Easy monthly repayments
Interest free always!



Checkout with zipPay

zipPay pays on your behalf

Pay off your balance over time


*Read more about zipPay HERE



Who can apply?

Must be an Australian citizen or permanent resident

Must be employed, earning at least $300 per week

Must be 18 years or older


What does it cost?

At the end of each billing month, you can choose to pay off your balance in full or simply make a payment that suits your budget (Please note there is a minimum repayment of $40 per month). A $5 monthly account service fee is added to your account for any month you have an outstanding balance.
There are NO establishment fees to setup your account and Interest Free Always! If you have repaid your balance down to $0 by your due date (up to 60 days after your purchase), you will never be charged any additional fees.

Once you have repaid your balance down to $0, no fees will ever be charged to your account – it will simply remain open waiting for you to use again to make additional purchases.


How do I get my zipPay account?

To create your zipPay account, all you need is a social media account and to confirm the details that you would normally enter when shopping online. Subject to approval, this process takes only seconds after which you can complete your purchase and pay for it later!

Once you’re approved for your zipPay shopping account, you never have to apply again and can continue to reuse it as much as you like.


How do I make repayments?

To ensure you never miss a payment you can setup a direct debit to automatically make your repayments. You can set this to run for as much as you like and as often as you like, as long as you pay at least the minimum ($40) each month.

Additionally, you can make a one-off payment anytime by logging into your zipPay Digital Wallet and selecting 'Make a Payment' Payments can be paid online by debit card, credit card or Bpay.


Should you have any other questions, or require help please contact zipPay on